📖 Patient Profile: The Sharma Family’s Journey Patient: Mrs. Anjali Sharma, 42 Diagnosis: Stage 3 Breast Cancer (HER2 Positive) Policy: DeepSeek Super Health Plan (₹25L cover) Total Treatment Cost: ₹18,72,450 Out-of-Pocket Expense: ₹0 🩺 Treatment Timeline & Costs Treatment Phase Date Procedure Hospital Cost (₹) Diagnosis Jan 2023 Biopsy + PET Scan Apollo Chennai 85,600 Surgery Feb 2023 Mastectomy + … Read more
⏳ Cancer Insurance Waiting Periods Explained Yes, most health insurance policies have waiting periods for cancer coverage, ranging from 30 days to 4 years depending on plan type and medical history. This critical detail determines when your coverage becomes active for cancer-related claims. 🔹 Types of Waiting Periods 1️⃣ Initial Waiting Period (30-90 Days) Applies to all new policies … Read more
🩺 Why Specialized Cancer Coverage is Essential? Cancer treatment in India costs ₹5-25 lakhs on average, with advanced therapies reaching ₹50 lakh+. Standard health insurance often falls short, making specialized cancer coverage not just beneficial but essential for complete financial and medical protection. 🔹 7 Reasons You Need Dedicated Cancer Insurance 1️⃣ Covers Advanced Treatment Options Immunotherapy (Keytruda/Opdivo: … Read more
💰 Understanding Health Insurance Reimbursement Process When you pay medical expenses upfront and later get compensated by your insurer, it’s called reimbursement claim process. DeepSeek makes this simple with quick settlements and minimal paperwork. ✅ When Reimbursement is Needed: ✔ Treatment at non-network hospitals ✔ Emergency medical care while traveling ✔ OPD expenses (if covered) ✔ … Read more
🩺 Cancer Treatment Health Insurance – Complete Financial Protection Facing cancer is challenging enough without worrying about medical bills. DeepSeek Health Insurance provides comprehensive coverage for all cancer treatments, including chemotherapy, radiation, surgery, and advanced therapies at top oncology centers across India. 🔹 Why Specialized Cancer Coverage is Essential? ✅ Full treatment coverage – from diagnosis to recovery ✅ Cashless treatment at … Read more
🏥 What is Cashless Treatment in Health Insurance? Cashless Treatment allows policyholders to receive medical care at network hospitals without paying upfront. The insurer settles bills directly with the hospital, ensuring hassle-free, stress-free treatment during emergencies. ✅ Benefits of Cashless Treatment: ✔ No upfront payment – Focus on recovery, not bills ✔ Wide hospital network – 15,000+ empaneled hospitals ✔ Quick approvals – Emergency … Read more