🏥 Health Insurance for Common Surgical Procedures – Complete Protection
Facing surgery can be stressful enough without worrying about medical bills. DeepSeek Health Insurance provides comprehensive coverage for 50+ common surgical procedures, ensuring you receive the best care without financial strain.
🔹 Why Surgical Procedure Coverage is Essential?
✅ Financial Protection from high surgical costs
✅ Cashless Treatment at 10,000+ network hospitals
✅ Pre & Post-Operative Care included
✅ No Claim Bonus for claim-free years
📌 Most Covered Common Surgical Procedures
1️⃣ General Surgeries
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Appendectomy (open and laparoscopic)
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Hernia Repair (inguinal, umbilical, hiatal)
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Gallbladder Removal (cholecystectomy)
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Hemorrhoidectomy (piles surgery)
2️⃣ Orthopedic Procedures
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Knee Replacement (partial and total)
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Hip Replacement
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Carpal Tunnel Release
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Fracture Fixation
3️⃣ Eye Surgeries
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Cataract Surgery (with lens implant)
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LASIK/PRK (refractive procedures)
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Glaucoma Surgery
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Retinal Detachment Repair
4️⃣ ENT Procedures
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Tonsillectomy
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Adenoidectomy
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Septoplasty (deviated septum correction)
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Tympanoplasty (ear drum repair)
(Complete list available in policy documents)
💰 Surgical Procedure Plan Options
Plan | Sum Insured | Room Category | Pre-Existing Waiting Period | Starting Price (Monthly) |
---|---|---|---|---|
Surgical Basic | ₹3 Lakh | Shared | 2 Years | ₹600 |
Surgical Plus | ₹5 Lakh | Private | 1 Year | ₹900 |
Surgical Premium | ₹10 Lakh | Single AC | 6 Months | ₹1,500 |
(Premium varies by age and surgical history)
🔄 How Our Surgical Coverage Works
✔ Cashless Admission Process
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Get surgical recommendation from doctor
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Contact our 24/7 helpline for pre-authorization
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Get admitted to network hospital
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Focus on recovery – we handle the bills
✔ Reimbursement Process
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Pay hospital bills upfront
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Submit claim within 30 days with:
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Surgical reports
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Hospital bills
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Discharge summary
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Receive reimbursement in 7 working days
❓ Frequently Asked Questions
Q: Are cosmetic surgeries covered?
✅ Only medically necessary reconstructive surgeries covered
Q: Is there a copayment for surgeries?
✔ Only for sum insured above ₹5L (10-20% depending on plan)
Q: Can I choose my surgeon?
🔄 Yes, at network hospitals (additional charges may apply for senior surgeons)
📢 Why Choose DeepSeek for Surgical Coverage?
✔ 98% Claim Settlement Ratio for surgical cases
✔ No Hidden Caps on procedure costs
✔ Second Surgical Opinion service
✔ Post-Surgery Recovery Benefits
📞 Call Now: 1800-XXX-XXXX
🌐 Instant Quote: www.deepseekinsurance.com/surgical-coverage
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