Are Health Check-ups Covered Under Both Employer & Personal Insurance?

🩺 Understanding Health Check-up Coverage Many insurers cover preventive health check-ups, but rules differ between employer-provided and personal health insurance. Here’s how to maximize benefits from both policies. âś… Typical Coverage Across Plans Check-up Type Employer Insurance Personal Insurance Basic Screening (BMI, BP) Usually covered Often covered Blood Tests (CBC, Sugar) 80% plans cover 70% plans … Read more

How to Combine With Employer Insurance for Complete Health Protection

🏢 Why Combine Employer & Personal Health Insurance? Most corporate health plans have coverage gaps that can leave you financially exposed. By combining employer insurance with a personal policy, you ensure: ✅ Higher overall coverage (₹10L corporate + ₹15L personal = ₹25L) ✅ Broader hospital network (Access both corporate & personal network hospitals) ✅ Continuous protection (No lapse during job transitions) ✅ Tax benefits (Claim deductions … Read more