When to Shift to Lower Deductible Health Plans? Smart Insurance Strategy
💰 What Does “Lower Deductible” Mean in Health Insurance? A deductible is the amount you pay before insurance kicks in. Shifting to lower deductible plans means: Deductible Type Amount Range Best For High Deductible ₹25,000-₹1L Young, healthy individuals Medium Deductible ₹10,000-₹25K Families with kids Low Deductible ₹0-₹10,000 Seniors & chronic patients (Lower deductible = Higher premium, but … Read more