When to Shift to Lower Deductible Health Plans? A Strategic Guide
💰 Understanding Deductibles in Health Insurance A deductible is the amount you pay out-of-pocket before your insurance coverage begins. Shifting to lower deductible plans reduces your upfront costs when medical needs arise. 🔹 Deductible Spectrum Plan Type Deductible Range Premium Range Best For High Deductible ₹1-5 lakh Lower Young, healthy individuals Medium Deductible ₹25,000-1 lakh Moderate Growing … Read more